Apex and Tennis NZ Premium Insurance
Apex, in partnership with Tennis NZ, has served up an ace for Kiwi tennis clubs with Premium Insurance that features far wider coverage than standard policies
Below are some of the key Policy points
Liability Protection
Tennis clubs host numerous players and spectators, and accidents can happen. Tennis insurance provides liability coverage, protecting the club from legal and financial consequences in case of injury or property damage on club premises
Property Coverage
Tennis clubs often have valuable equipment, such as courts, nets, and maintenance tools. Tennis insurance can cover the cost of repairing or replacing these items in the event of theft, vandalism, or damage from natural disasters
Event Coverage
Clubs may organize tournaments, exhibitions, or social events. Tennis insurance can offer event-specific coverage, including cancellation protection, should unforeseen circumstances force the club to cancel or postpone an event
Protecting Club Finances
Unexpected costs arising from accidents, legal claims, or property damage can strain a club's financial resources. Tennis insurance can help safeguard the club's financial stability by covering these expenses
Compliance
Some local authorities or sports organizations may require tennis clubs to have insurance coverage as a condition of operating or hosting events. Purchasing tennis insurance ensures compliance with such regulations
Management Liability – this will provide cover for
Funds mismanaged by a committee member
Allegations against Board and/or Committee members for breaches of privacy
Defence costs in relation to allegations made by members for a breach of duty by the board/committee
The organisation to provide Indemnity to officers in accordance with the constitution
Allegations of defamation
Allegations of wrongful advise to Members
The ball is in your court! Talk to Sue, our dedicated Tennis NZ broker today
Sue Dillon
Mobile 021 633 357
Email sue@apexinsurance.co.nz
Whatever the game, Apex have you covered. Read how we helped Lakeview Golf Club navigate their claim process successfully.
Insurance Considerations
Below are some considerations to work towards the best financial outcomes for your club
Management Liability
If you are considering a restructure, it may be a requirement of your policy to notify the insurer prior, so they can engage their legal partners to discuss any potential issues.
Security and Fire Protection
Reviewing your security is also a good idea, insurers may have requirements that certain security/monitored alarms etc. are in place and current. Being prudent to prevent a burglary is a better scenario than going through a burglary claim process. Fire protection is something to be seriously considered too, smoke detectors, heat detectors, fire extinguishers, monitored fire alarm all need to be serviced and kept up to date. Also, familiar yourself with any insurance policy requirements regarding deep fat fryer warranty endorsements etc.
Sum Insured review
Now could be a good time to ensure you are adequately insured, a review of your contents, stock, building sums, sheds, golf carts, non-registered plant and equipment and the Pro-Shop. Theft/Burglary/Ram Raids could be on the horizon so being correctly insured could be essential to ensure you can replace any stolen/damaged items. If your Building Valuation is older than 2yrs, you should consider having and updated valuation completed.
Construction Insurance
Over the winter months when the activity is low, some clubs might look to have renovations or repairs performed on buildings, driving ranges etc. Ensure you have the right cover in place such as a Contract Works policy which will cover these works whilst they are undertaken. This may not be covered.
Apex have a passion for sport and we have developed bespoke insurance policies that work for participants, coaches, clubs, associations and event organisers.
